Jan 16, 2014
The Associated Industries of Massachusetts Mutual Insurance Cos. (A.I.M. Mutual) has been recognized as one of 16 companies whose unique, creative approaches to problem-solving have been featured in the January, 2014 edition of Best’s Review magazine.
A.I.M. Mutual’s project, Injury Prevention/Worksite Wellness Model, laid out a very specific set of
employee medical pre-conditions that had been shown to predict on-the-job disabilities, and then showed
how wellness intervention could reduce injuries and speed recovery time.
The Model is the culmination of the Clinical Process Improvement/Risk Reduction Initiative that A.I.M. Mutual developed over several years through its partnership with Best Doctors Occupational Health Institute (BDOHI). With BDOHI, A.I.M. Mutual first addressed the post-injury process, giving injured workers direct access to affiliated medical specialists and managing the key risk factors likely to impact recovery. The Injury Prevention/Worksite Wellness Model brings preventive measures to the forefront and expands the traditional work injury loss control service approach to include a focus on general well-being. Best Review’s Innovation Showcase is not an award. Rather, it is an annual forum for recognizing forward thinking among insurance organizations. A panel of insurance industry experts assessed the relative merits of all 41 submissions in the 2013 event. Companies from North America, Germany, China and India participated. In reviewing this submission, Dianne Batistoni, a partner at Eisner Amper LLP, called A.I.M. Mutual’s program "the future of intelligent risk management in workers’ compensation insurance."
"We are honored to be recognized in the A.M. Best Innovation Showcase for our injury Prevention/Worksite Wellness Model," said A.I.M. Mutual President Michael Standing. "The Model is a proactive approach to injury prevention combined with inviting employees to become better stewards of their own health. Both are intended to help employers reduce the rate of workplace injuries and improve medical outcomes, particularly in cases that might be compromised by known-or unknown-risk conditions. "Working with A.I.M. Mutual’s Claims and Injury Prevention team has been a privilege for us," noted Michael Shor, Managing Director of BDOHI. "Together, we have embarked on an integrated effort to reduce the risk factors that complicate injuries while helping those who have suffered work-related injury get the right diagnosis and treatment the first time. These are exceptional benefits for both the employee and employer"
To read about this innovation and all the others highlighted in the Showcase, vist www.bestreview.com. The January digital edition is available to all readers.
Best’s Review is published by the A.M. Best Co. for insurance professionals, including home office executives, agents and brokers. Founded in 1899, A.M. Best Co. is the world’s oldest and most authoritative insurance rating and information source.
A.I.M. Mutual and its subsidiary companies are rated A (Excellent) by A.M. Best Company. Since inception, A.I.M. Mutual has been sponsored by the Commonwealth’s largest employer association, Associated Industries of Massachusetts, which has more than 6,500 employer members. The insurer, formed in 1989, provides workers compensation coverage for 16,000 employers throughout Massachusetts, New Hampshire and Connecticut.
BDOHI was established in 2005 by Best Doctors, Inc. Best Doctors serves more than 30 million members globally. Participating physicians, named by an impartial peer review, are among the top 5% in their specialty fields and are committed to helping members get the right diagnosis and medical treatment without delay.