Workers' Compensation
Workers' Comp at a Glance

New to workers' comp? Here's a brief overview on this critical coverage.
- How Workers' Comp Claims Work
- How Workers' Comp Helps Business
- The A.I.M. Mutual Difference
Policyholders
At Your Service
Helping you manage your workers' compensation program is our priority.
It's a partnership approach that works.
Brokers
We Are Specialists
Your clients receive the benefits of proven expertise along with custom programs
designed for their industry.
Resources
Easy Online Reference
From key forms to articles by our subject matter experts, you'll find information
critical to successful workers' compensation management.
About Us
Your Choice for Workers' Comp
We value your business. We invite you to learn more about us both as a carrier
and as an employer.
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Annual Report Highlights Strong Balance Sheet, 2025 Milestones

Jun 01, 2026

Advancements in our service framework and a strong balance sheet were the focus of the 2025 Annual Report to Policyholders released at this year’s Annual Meeting.

Premium results fared well, with 2025 direct net written premium of $149,442 representing a 2% change over the prior year. Other meaningful measures of success included new business writings of $23 million and continued strong retention. The company reported a combined ratio of 100.7% and an operating ratio of 79.6%.

A new policy and claim management system, the foundation of an enhanced service platform, was launched mid-year. The company recognized the concerted effort from team members, who continue to steer updates and enhancements.
A.I.M. Mutual also marked its fifth year as a regional New England carrier, bringing its partnership approach to workers’ compensation and expertise to more than 21,000 policyholders. View the 2025 Annual Report.

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