Programs offered

Group Life & Disability Programs

 

UNUM

Associated Industries of Massachusetts (A.I.M.) offers competitive life and disability programs to Massachusetts’s employers. We invite you to take advantage of special A.I.M. premium pricing combined with UNUM's competitive rates. A.I.M. and UNUM also offer multi-year rate guarantees and a long history of stabilized renewals. All programs are backed by comprehensive services delivered by North America’s leading disability insurer, UNUM and include:

 

  • Life Insurance
  • Accidental Death & Dismemberment
  • Short-Term Disability
  • Long-Term Disability
  • Employee Assistance Program
  • Employee-Paid Voluntary Plans
     

Group Dental Insurance

Delta Dental of Massachusetts

A.I.M. and Delta Dental of Massachusetts formed a partnership to provide A.I.M. members across Massachusetts with comprehensive, low cost group dental coverage. Among the benefits:
 

All plans provide national coverage. Out of state employees receive the same benefit as Massachusetts employees.
 

  • No claim forms to be filled out 
  • Stable prices and flexible plan designs with the Commonwealth’s largest dental insurer due to the mass buying power of A.I.M.
  • Freedom of choice. 96% of Massachusetts’s dentists participate with Delta Dental.
  • Joining Delta Dental through A.I.M. often means substantial savings for employers and their employees.

 

More and more, Massachusetts’s employers are looking group coverage that’s easy to administer and offers long-term rate stability. Delta Dental offered through A.I.M. delivers both. This unique group currently insures more than 20,000 member employees and provides for group experience to be pooled and experience rated based on the large employee participation. Renewals are based on the stable performance of the entire A.I.M. group. Each year the program has successfully stabilized rates for employers participating in the Delta Dental program sponsored by A.I.M.

Delta Dental ranks high in customer satisfaction and is widely known for its service, which includes online access to claim and benefit information for each participant.


Small Employer Health Insurance

A.I.M. HealthSolution Program

The A.I.M. HealthSolution, sponsored by Associated Industries of Massachusetts (A.I.M.), is a small employer health insurance program available to A.I.M. members with up to nine covered employees.


You may select from a network of private-practice physicians while still receiving HMO benefits through these Plans:

 

  • Harvard Pilgrim Health Plan
  • Tufts Health Plan – Premium, Value or Basic Benefit
  • Fallon Community Health Plan
  • Health New England – Options II through VIII
  • Neighborhood Health Plan
  • AETNA
  • United Health Care
     

Preferred Provider Organization (PPO) and Point of Service options are available. All plans are competitively priced and backed by exceptional service.

For more information contact Adelaide Lincoln at 781.270.8832 or Contact Us on-line.